Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$380,802$380,802$405,000
Remaining term (yrs)28.928.930.0
Secondary amount$0$46,698$0
Funding fee$1,904$1,904$0
Note rate6.630%6.630%7.400%
Blended rate6.630%7.203%7.640%
1st payment$2,466.47$2,466.47$2,804.14
2nd payment$0.00$462.12$0.00
Taxes / mo$176.00$176.00$176.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,792.47$3,254.59$3,211.14
Cash to close$69,198$22,500$45,000