Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$109,322	$109,322	$301,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$192,178	$0
Funding fee	$547	$547	$0
Note rate	3.460%	3.460%	7.400%
Blended rate	3.460%	6.354%	7.640%
1st payment	$722.72	$722.72	$2,087.53
2nd payment	$0.00	$1,281.19	$0.00
Taxes / mo	$333.50	$333.50	$333.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,206.22	$2,487.41	$2,631.33
Cash to close	$225,678	$33,500	$33,500