Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$86,702	$86,702	$251,100
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$164,398	$0
Funding fee	$0	$0	$0
Note rate	3.590%	3.590%	7.400%
Blended rate	4.440%	6.771%	7.640%
1st payment	$512.74	$512.74	$1,738.57
2nd payment	$0.00	$1,095.98	$0.00
Taxes / mo	$162.00	$162.00	$162.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$79.98	$79.98	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$904.72	$2,000.71	$2,100.79
Cash to close	$192,298	$27,900	$27,900