Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,539	$144,539	$242,910
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$98,371	$0
Funding fee	$0	$0	$0
Note rate	3.360%	3.360%	7.400%
Blended rate	4.210%	6.150%	7.640%
1st payment	$738.51	$738.51	$1,681.86
2nd payment	$0.00	$737.78	$0.00
Taxes / mo	$432.50	$432.50	$432.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.55	$118.55	$48.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,439.56	$2,177.34	$2,312.94
Cash to close	$125,361	$26,990	$26,990