Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$210,414	$210,414	$382,500
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$172,086	$0
Funding fee	$0	$0	$0
Note rate	4.410%	4.410%	7.400%
Blended rate	5.260%	6.493%	7.640%
1st payment	$1,230.18	$1,230.18	$2,648.35
2nd payment	$0.00	$1,147.24	$0.00
Taxes / mo	$234.92	$234.92	$234.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.81	$173.81	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,788.90	$2,936.14	$3,109.77
Cash to close	$214,586	$42,500	$42,500