Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$515,324	$515,324	$674,100
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$158,776	$0
Funding fee	$2,577	$2,577	$0
Note rate	4.990%	4.990%	7.400%
Blended rate	4.990%	5.699%	7.640%
1st payment	$2,773.28	$2,773.28	$4,667.33
2nd payment	$0.00	$1,058.50	$0.00
Taxes / mo	$624.17	$624.17	$624.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$134.82
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$3,764.11	$4,822.62	$5,792.99
Cash to close	$233,676	$74,900	$74,900