Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$265,471	$265,471	$382,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$117,029	$0
Funding fee	$1,327	$1,327	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	2.990%	4.523%	7.640%
1st payment	$1,263.19	$1,263.19	$2,648.35
2nd payment	$0.00	$780.19	$0.00
Taxes / mo	$322.67	$322.67	$322.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$8.33	$8.33	$8.33
Total monthly	$1,744.19	$2,524.38	$3,205.85
Cash to close	$159,529	$42,500	$42,500