Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$55,321	$55,321	$139,410
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$84,089	$0
Funding fee	$277	$277	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	6.992%	7.640%
1st payment	$318.24	$318.24	$965.25
2nd payment	$0.00	$630.67	$0.00
Taxes / mo	$39.17	$39.17	$39.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$27.88
HOA / mo	$170.00	$170.00	$170.00
Total monthly	$677.41	$1,308.08	$1,352.30
Cash to close	$99,579	$15,490	$15,490