Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$423,083	$359,910
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$2,115	$0
Note rate	5.125%	7.400%
Blended rate	5.125%	7.640%
1st payment	$2,370.75	$2,491.94
2nd payment	$0.00	$0.00
Taxes / mo	$275.75	$275.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$71.98
HOA / mo	$0.00	$0.00
Total monthly	$2,796.50	$2,989.68
Cash to close	$0	$39,990