Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$56,889	$56,889	$351,000
Remaining term (yrs)	15.2	15.2	30.0
Secondary amount	$0	$294,111	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	7.280%	7.640%
1st payment	$414.12	$414.12	$2,430.25
2nd payment	$0.00	$1,899.47	$0.00
Taxes / mo	$186.58	$186.58	$186.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$61.44	$61.44	$70.20
HOA / mo	$12.00	$12.00	$12.00
Total monthly	$824.15	$2,723.62	$2,849.04
Cash to close	$333,111	$39,000	$39,000