Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$238,955	$238,955	$351,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$112,045	$0
Funding fee	$0	$0	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	4.500%	5.617%	7.640%
1st payment	$1,257.68	$1,257.68	$2,430.25
2nd payment	$0.00	$746.97	$0.00
Taxes / mo	$325.00	$325.00	$325.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$194.74	$194.74	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,927.43	$2,674.39	$2,975.45
Cash to close	$151,045	$39,000	$39,000