Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$515,307$515,307$539,999
Remaining term (yrs)26.826.830.0
Secondary amount$0$54,692$0
Funding fee$2,577$2,577$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.296%7.640%
1st payment$3,484.54$3,484.54$3,738.84
2nd payment$0.00$541.22$0.00
Taxes / mo$500.00$500.00$500.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$88.00$88.00$88.00
Total monthly$4,239.21$4,780.43$4,601.51
Cash to close$84,692$30,000$60,000