Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$241,450	$241,450	$418,500
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$177,050	$0
Funding fee	$1,207	$1,207	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.808%	7.640%
1st payment	$1,371.69	$1,371.69	$2,897.61
2nd payment	$0.00	$1,180.33	$0.00
Taxes / mo	$332.50	$332.50	$332.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$83.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,870.86	$3,051.19	$3,480.48
Cash to close	$223,550	$46,500	$46,500