Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$327,006	$315,000
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$1,635	$0
Note rate	6.390%	7.400%
Blended rate	6.390%	7.640%
1st payment	$2,128.24	$2,181.00
2nd payment	$0.00	$0.00
Taxes / mo	$355.83	$355.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$63.00
HOA / mo	$62.67	$62.67
Total monthly	$2,696.75	$2,812.50
Cash to close	$22,994	$35,000