Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$151,878$151,878$314,910
Remaining term (yrs)19.019.030.0
Secondary amount$0$163,032$0
Funding fee$0$0$0
Note rate3.980%3.980%7.400%
Blended rate4.830%6.471%7.640%
1st payment$944.96$944.96$2,180.37
2nd payment$0.00$1,086.88$0.00
Taxes / mo$197.08$197.08$197.08
Insurance / mo$150.00$150.00$150.00
MI / mo$140.54$140.54$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,432.59$2,519.47$2,590.44
Cash to close$198,022$34,990$34,990