Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,321$201,321$448,200
Remaining term (yrs)23.123.130.0
Secondary amount$0$246,879$0
Funding fee$1,007$1,007$0
Note rate10.849%10.849%7.400%
Blended rate10.849%9.142%7.640%
1st payment$1,980.91$1,980.91$3,103.25
2nd payment$0.00$1,594.43$0.00
Taxes / mo$788.58$788.58$788.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.64
HOA / mo$509.33$509.33$509.33
Total monthly$3,445.49$5,039.92$4,657.47
Cash to close$296,679$49,800$49,800