Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$193,313	$193,313	$448,650
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$255,337	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	5.945%	7.640%
1st payment	$1,028.21	$1,028.21	$3,106.36
2nd payment	$0.00	$1,649.05	$0.00
Taxes / mo	$362.67	$362.67	$362.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$162.96	$162.96	$89.73
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$1,780.51	$3,429.56	$3,785.43
Cash to close	$305,187	$49,850	$49,850