Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$233,274	$233,274	$315,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$81,726	$0
Funding fee	$0	$0	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	4.770%	5.867%	7.640%
1st payment	$1,204.65	$1,204.65	$2,181.00
2nd payment	$0.00	$612.95	$0.00
Taxes / mo	$99.50	$99.50	$99.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.47	$180.47	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,634.62	$2,247.56	$2,493.50
Cash to close	$116,726	$35,000	$35,000