Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$258,768	$254,250
Remaining term (yrs)	28.4	30.0
Secondary amount	$0	$0
Funding fee	$1,294	$0
Note rate	6.930%	7.400%
Blended rate	6.930%	7.640%
1st payment	$1,736.74	$1,760.38
2nd payment	$0.00	$0.00
Taxes / mo	$187.67	$187.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$50.85
HOA / mo	$240.00	$240.00
Total monthly	$2,314.41	$2,388.89
Cash to close	$23,732	$28,250