Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$229,332	$229,332	$264,600
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$35,268	$0
Funding fee	$0	$0	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	4.180%	4.822%	7.640%
1st payment	$1,165.44	$1,165.44	$1,832.04
2nd payment	$0.00	$264.51	$0.00
Taxes / mo	$245.00	$245.00	$245.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$187.79	$187.79	$52.92
HOA / mo	$7.25	$7.25	$7.25
Total monthly	$1,755.48	$2,019.99	$2,287.21
Cash to close	$64,668	$29,400	$29,400