Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$174,999	$174,999	$269,910
Remaining term (yrs)	25.0	25.0	30.0
Secondary amount	$0	$94,911	$0
Funding fee	$0	$0	$0
Note rate	2.880%	2.880%	7.400%
Blended rate	3.730%	5.583%	7.640%
1st payment	$815.28	$815.28	$1,868.80
2nd payment	$0.00	$711.83	$0.00
Taxes / mo	$282.33	$282.33	$282.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.10	$139.10	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,386.71	$2,098.55	$2,355.12
Cash to close	$124,901	$29,990	$29,990