Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$62,677	$62,677	$168,300
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$105,623	$0
Funding fee	$313	$313	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.080%	6.540%	7.640%
1st payment	$353.54	$353.54	$1,165.28
2nd payment	$0.00	$704.15	$0.00
Taxes / mo	$34.83	$34.83	$34.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$33.66
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$538.38	$1,242.53	$1,383.77
Cash to close	$124,323	$18,700	$18,700