Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$398,197$398,197$468,000
Remaining term (yrs)26.126.130.0
Secondary amount$0$69,803$0
Funding fee$0$0$0
Note rate6.900%6.900%7.400%
Blended rate7.750%7.936%7.640%
1st payment$2,739.78$2,739.78$3,240.34
2nd payment$0.00$523.52$0.00
Taxes / mo$706.08$706.08$706.08
Insurance / mo$166.67$166.67$166.67
MI / mo$294.67$294.67$93.60
HOA / mo$209.00$209.00$209.00
Total monthly$4,116.19$4,639.72$4,415.69
Cash to close$121,803$52,000$52,000