Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$215,530$215,530$328,410
Remaining term (yrs)24.224.230.0
Secondary amount$0$112,880$0
Funding fee$0$0$0
Note rate2.710%2.710%7.400%
Blended rate3.560%5.086%7.640%
1st payment$1,008.84$1,008.84$2,273.84
2nd payment$0.00$752.53$0.00
Taxes / mo$589.92$589.92$589.92
Insurance / mo$150.00$150.00$150.00
MI / mo$175.95$175.95$65.68
HOA / mo$292.00$292.00$292.00
Total monthly$2,216.72$2,969.25$3,371.44
Cash to close$149,370$36,490$36,490