Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$288,443$288,443$314,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$26,467$0
Funding fee$0$0$0
Note rate3.050%3.050%7.400%
Blended rate3.900%4.329%7.640%
1st payment$1,366.26$1,366.26$2,180.37
2nd payment$0.00$198.50$0.00
Taxes / mo$400.58$400.58$400.58
Insurance / mo$150.00$150.00$150.00
MI / mo$228.08$228.08$62.98
HOA / mo$41.33$41.33$41.33
Total monthly$2,186.26$2,384.76$2,835.27
Cash to close$61,457$34,990$34,990