Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$267,119	$267,119	$283,500
Remaining term (yrs)	28.2	28.2	30.0
Secondary amount	$0	$32,131	$0
Funding fee	$0	$0	$0
Note rate	6.120%	6.120%	7.400%
Blended rate	6.670%	7.229%	7.640%
1st payment	$1,656.01	$1,656.01	$1,962.90
2nd payment	$0.00	$317.96	$0.00
Taxes / mo	$262.50	$262.50	$262.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.98	$124.98	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,193.49	$2,511.46	$2,432.10
Cash to close	$47,881	$15,750	$31,500