Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$67,880$67,880$355,500
Remaining term (yrs)15.515.530.0
Secondary amount$0$287,620$0
Funding fee$0$0$0
Note rate3.980%3.980%7.400%
Blended rate4.830%7.192%7.640%
1st payment$485.84$485.84$2,461.41
2nd payment$0.00$1,857.54$0.00
Taxes / mo$130.25$130.25$130.25
Insurance / mo$150.00$150.00$150.00
MI / mo$72.26$72.26$71.10
HOA / mo$45.00$45.00$45.00
Total monthly$883.34$2,740.89$2,857.76
Cash to close$327,120$39,500$39,500