Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$165,977	$165,977	$398,700
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$232,723	$0
Funding fee	$830	$830	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	6.201%	7.640%
1st payment	$997.66	$997.66	$2,760.52
2nd payment	$0.00	$1,503.00	$0.00
Taxes / mo	$498.67	$498.67	$498.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.74
HOA / mo	$27.08	$27.08	$27.08
Total monthly	$1,673.41	$3,176.41	$3,516.00
Cash to close	$277,023	$44,300	$44,300