Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$118,403	$118,403	$230,310
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$111,907	$0
Funding fee	$0	$0	$0
Note rate	4.320%	4.320%	7.400%
Blended rate	5.170%	6.545%	7.640%
1st payment	$728.15	$728.15	$1,594.62
2nd payment	$0.00	$746.04	$0.00
Taxes / mo	$246.58	$246.58	$246.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$103.98	$103.98	$46.06
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,228.71	$1,974.76	$2,037.27
Cash to close	$137,497	$25,590	$25,590