Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$103,968	$103,968	$202,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$98,532	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	6.335%	7.640%
1st payment	$494.22	$494.22	$1,402.07
2nd payment	$0.00	$738.99	$0.00
Taxes / mo	$116.17	$116.17	$116.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.46	$83.46	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$843.85	$1,582.83	$1,708.74
Cash to close	$121,032	$22,500	$22,500