Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$385,555$385,555$396,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$32,445$0
Funding fee$1,928$1,928$0
Note rate4.375%4.375%7.400%
Blended rate4.375%4.957%7.640%
1st payment$2,081.89$2,081.89$2,741.82
2nd payment$0.00$321.07$0.00
Taxes / mo$396.58$396.58$396.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$108.00$108.00$108.00
Total monthly$2,736.47$3,057.54$3,475.61
Cash to close$54,445$22,000$44,000