Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$266,676$266,676$302,400
Remaining term (yrs)25.925.930.0
Secondary amount$0$35,724$0
Funding fee$0$0$0
Note rate5.300%5.300%7.400%
Blended rate6.150%6.487%7.640%
1st payment$1,576.41$1,576.41$2,093.76
2nd payment$0.00$267.93$0.00
Taxes / mo$280.00$280.00$280.00
Insurance / mo$150.00$150.00$150.00
MI / mo$201.08$201.08$60.48
HOA / mo$0.00$0.00$0.00
Total monthly$2,207.49$2,475.43$2,584.24
Cash to close$69,324$33,600$33,600