Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$157,787	$157,787	$279,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$121,213	$0
Funding fee	$789	$789	$0
Note rate	3.510%	3.510%	7.400%
Blended rate	3.510%	5.461%	7.640%
1st payment	$820.56	$820.56	$1,931.74
2nd payment	$0.00	$808.09	$0.00
Taxes / mo	$336.92	$336.92	$336.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.80
HOA / mo	$21.33	$21.33	$21.33
Total monthly	$1,328.81	$2,136.90	$2,495.79
Cash to close	$152,213	$31,000	$31,000