Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$531,179$531,179$597,600
Remaining term (yrs)25.225.230.0
Secondary amount$0$66,421$0
Funding fee$2,656$2,656$0
Note rate3.220%3.220%7.400%
Blended rate3.220%3.862%7.640%
1st payment$2,558.01$2,558.01$4,137.66
2nd payment$0.00$498.16$0.00
Taxes / mo$413.08$413.08$413.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.52
HOA / mo$62.00$62.00$62.00
Total monthly$3,199.76$3,697.92$4,898.93
Cash to close$132,821$66,400$66,400