Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$231,821	$231,821	$508,500
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$276,679	$0
Funding fee	$1,159	$1,159	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	3.420%	5.776%	7.640%
1st payment	$1,327.27	$1,327.27	$3,520.75
2nd payment	$0.00	$1,786.89	$0.00
Taxes / mo	$471.75	$471.75	$471.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$101.70
HOA / mo	$66.67	$66.67	$66.67
Total monthly	$2,032.36	$3,819.24	$4,327.54
Cash to close	$333,179	$56,500	$56,500