Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$161,783$161,783$449,100
Remaining term (yrs)19.019.030.0
Secondary amount$0$287,317$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%6.309%7.640%
1st payment$917.74$917.74$3,109.48
2nd payment$0.00$1,855.59$0.00
Taxes / mo$813.17$813.17$813.17
Insurance / mo$166.67$166.67$166.67
MI / mo$138.60$138.60$89.82
HOA / mo$12.50$12.50$12.50
Total monthly$2,048.67$3,904.26$4,191.63
Cash to close$337,217$49,900$49,900