Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$451,177	$446,310
Remaining term (yrs)	27.0	30.0
Secondary amount	$0	$0
Funding fee	$2,256	$0
Note rate	7.180%	7.400%
Blended rate	7.180%	7.640%
1st payment	$3,150.07	$3,090.16
2nd payment	$0.00	$0.00
Taxes / mo	$536.50	$536.50
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$89.26
HOA / mo	$13.33	$13.33
Total monthly	$3,866.57	$3,895.92
Cash to close	$44,723	$49,590