Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$213,696$213,696$405,000
Remaining term (yrs)20.020.030.0
Secondary amount$0$191,304$0
Funding fee$0$0$0
Note rate3.440%3.440%7.400%
Blended rate4.290%6.042%7.640%
1st payment$1,229.22$1,229.22$2,804.14
2nd payment$0.00$1,275.36$0.00
Taxes / mo$559.83$559.83$559.83
Insurance / mo$150.00$150.00$150.00
MI / mo$195.35$195.35$81.00
HOA / mo$11.25$11.25$11.25
Total monthly$2,145.65$3,421.01$3,606.22
Cash to close$236,304$45,000$45,000