Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$148,676$148,676$224,999
Remaining term (yrs)23.823.830.0
Secondary amount$0$76,323$0
Funding fee$0$0$0
Note rate3.130%3.130%7.400%
Blended rate3.980%5.683%7.640%
1st payment$736.55$736.55$1,557.85
2nd payment$0.00$572.43$0.00
Taxes / mo$228.50$228.50$228.50
Insurance / mo$150.00$150.00$150.00
MI / mo$121.71$121.71$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,236.76$1,809.18$1,981.35
Cash to close$101,323$25,000$25,000