Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$121,176	$125,100
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.580%	7.400%
Blended rate	7.130%	7.640%
1st payment	$780.15	$866.17
2nd payment	$0.00	$0.00
Taxes / mo	$160.92	$160.92
Insurance / mo	$150.00	$150.00
MI / mo	$56.10	$25.02
HOA / mo	$55.00	$55.00
Total monthly	$1,202.17	$1,257.10
Cash to close	$17,824	$13,900