Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$280,967	$280,967	$296,991
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$32,524	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	7.180%	7.667%	7.640%
1st payment	$1,828.99	$1,828.99	$2,056.31
2nd payment	$0.00	$321.85	$0.00
Taxes / mo	$427.67	$427.67	$427.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$208.64	$208.64	$59.40
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$2,670.30	$2,992.15	$2,748.37
Cash to close	$49,023	$16,500	$32,999