Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$312,489	$312,489	$481,500
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$169,011	$0
Funding fee	$1,562	$1,562	$0
Note rate	4.550%	4.550%	7.400%
Blended rate	4.550%	5.761%	7.640%
1st payment	$1,883.73	$1,883.73	$3,333.81
2nd payment	$0.00	$1,126.74	$0.00
Taxes / mo	$281.33	$281.33	$281.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,331.73	$3,458.47	$3,878.11
Cash to close	$222,511	$53,500	$53,500