Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$287,045$287,045$301,410
Remaining term (yrs)28.728.730.0
Secondary amount$0$31,110$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.801%7.640%
1st payment$1,896.68$1,896.68$2,086.90
2nd payment$0.00$307.86$0.00
Taxes / mo$54.08$54.08$54.08
Insurance / mo$150.00$150.00$150.00
MI / mo$133.21$133.21$60.28
HOA / mo$0.00$0.00$0.00
Total monthly$2,233.97$2,541.83$2,351.27
Cash to close$47,855$16,745$33,490