Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$114,147$114,147$351,000
Remaining term (yrs)20.020.030.0
Secondary amount$0$236,853$0
Funding fee$571$571$0
Note rate3.480%3.480%7.400%
Blended rate3.480%6.361%7.640%
1st payment$657.05$657.05$2,430.25
2nd payment$0.00$1,529.68$0.00
Taxes / mo$61.08$61.08$61.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.20
HOA / mo$0.00$0.00$0.00
Total monthly$868.14$2,397.81$2,711.54
Cash to close$275,853$39,000$39,000