Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$175,373$175,373$449,100
Remaining term (yrs)19.819.830.0
Secondary amount$0$273,727$0
Funding fee$0$0$0
Note rate3.500%3.500%7.400%
Blended rate4.350%6.422%7.640%
1st payment$1,020.03$1,020.03$3,109.48
2nd payment$0.00$1,767.82$0.00
Taxes / mo$238.50$238.50$238.50
Insurance / mo$166.67$166.67$166.67
MI / mo$160.90$160.90$89.82
HOA / mo$11.58$11.58$11.58
Total monthly$1,597.68$3,365.50$3,616.04
Cash to close$323,627$49,900$49,900