Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$410,196	$395,910
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$2,051	$0
Note rate	6.350%	7.400%
Blended rate	6.350%	7.640%
1st payment	$2,611.67	$2,741.20
2nd payment	$0.00	$0.00
Taxes / mo	$175.92	$175.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.18
HOA / mo	$12.92	$12.92
Total monthly	$2,950.50	$3,159.22
Cash to close	$29,704	$43,990