Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$366,523	$366,523	$382,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$37,227	$0
Funding fee	$0	$0	$0
Note rate	4.670%	4.670%	7.400%
Blended rate	5.520%	6.106%	7.640%
1st payment	$2,044.43	$2,044.43	$2,648.35
2nd payment	$0.00	$368.40	$0.00
Taxes / mo	$491.67	$491.67	$491.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$280.19	$280.19	$76.50
HOA / mo	$70.00	$70.00	$70.00
Total monthly	$3,036.29	$3,404.69	$3,436.52
Cash to close	$58,477	$21,250	$42,500