Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$82,343	$82,343	$175,500
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$93,157	$0
Funding fee	$412	$412	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	3.970%	6.640%	7.640%
1st payment	$485.91	$485.91	$1,215.13
2nd payment	$0.00	$698.68	$0.00
Taxes / mo	$43.42	$43.42	$43.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$35.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$679.33	$1,378.01	$1,443.64
Cash to close	$112,657	$19,500	$19,500