Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$401,795	$401,795	$444,600
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$42,805	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.527%	7.640%
1st payment	$2,693.98	$2,693.98	$3,078.32
2nd payment	$0.00	$321.04	$0.00
Taxes / mo	$375.50	$375.50	$375.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$189.01	$189.01	$88.92
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,425.16	$3,746.20	$3,709.41
Cash to close	$92,205	$49,400	$49,400