Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$617,749	$617,749	$827,100
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$209,351	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	4.688%	7.640%
1st payment	$2,912.92	$2,912.92	$5,726.67
2nd payment	$0.00	$1,352.06	$0.00
Taxes / mo	$765.83	$765.83	$765.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$502.15	$502.15	$165.42
HOA / mo	$195.00	$195.00	$195.00
Total monthly	$4,592.57	$5,944.63	$7,069.59
Cash to close	$301,251	$91,900	$91,900